Saturday, August 22, 2020

Law and Economics Essay Example | Topics and Well Written Essays - 1500 words

Law and Economics - Essay Example The to and fro among RIAA and the MPAA (Recording Industry Association of America and the Motion Picture Association of America) and copyright encroachment has been a staple of the news since Napster was initially closed down back in the last 1990’s. Initially, gatherings, for example, the RIAA and MPAA have focused on the copyright infringer themselves; notwithstanding, the apparition of taking a multi year old young lady to court and driving a settlement on her that likens to a huge number of dollars in judgment per tune downloaded was counterproductive to their motivation. The copyright fight has deviated into a sort of activity/response fight that sets private elements in opposition to intermittently not well educated web-clients got between a frequently unbiased legal executive branch. All things considered, the MPAA and RIAA changed their strategies and started to focus on the technique through which the documents were being shared; in particular, the deluge trackers tha t facilitated the substance. This technique neglected to accomplish the ideal outcome as downpour trackers only moved their servers to countries that were outside the ward of the MPAA and RIAA. If all else fails, the MPAA and RIAA have started bringing suits towards the ISPs(Internet Service Providers) that give the connection to the data that copyright infringers download. This training has accomplished blended outcomes. Similar to the particular case in Australia, the High Court excused the case brought by MPAA and RIAA delegates that would have required ISPs to suspend the records of known copyright infringers. In spite of the fact that the MPAA and RIAA have a point concerning the degree of copyright encroachment that their advantages see disregarded regularly, the truth is that these associations are seeking after a to some degree minor issue with a blundering and downright methodology that effectsly affects the way that everybody utilizes media and information. As a network, r ecord sharers (copyright infringers) intensely guard their entitlement to possess, gain, convey, and spread all types of media and data. To this gathering it is seen a privilege of free and open social orders to expel all limitations to the free progression of data. In any case, on the other side, copyright holders and those that have toiled to make licensed innovation are keen on shielding it from dangers to its general productivity. In that capacity, a prime danger to gainfulness of scholarly copyrighted data is unlawful record sharing. These two gatherings are expanding recalcitrant in their help and barrier of their particular practices. In that capacity, to all the more likely comprehend the genuine ramifications of their individual activities, an observational investigation must be performed to learn the negative qualities that document sharing might possibly have with connection to scholarly material. Despite the fact that it would seem to appear to be an extremely clear answ er with regards to whether illicit record sharing has straightforwardly influenced music and film benefits, the appropriate response is definitely not (Goel et al, 2010). An investigation by the University of North Carolina found that a collection that was spilled up to an entire month in front of its booked discharge (and energetically downloaded during this time) would really encounter a slight lift in general deals (Dewenter et al, 2012). This non-expected outcome is only the tip of the

Geography- Development Free Essays

GNI represents Gross National Income, in this manner it fundamentally finds the normal of all the pay the List the deficiencies of GNI per capita as a marker of advancement. On the off chance that a nation has a GNI, that doesn’t imply that everybody in that nation is rich or carrying on with a decent life. Since GNI is a normal, there will consistently be individuals beneath the normal and path above it as well. We will compose a custom exposition test on Geology Development or then again any comparable theme just for you Request Now In this manner GNI can't reveal to us whether there are needy individuals or regardless of whether there is fairness in the nation, there may be more destitute individuals than rich individuals however the cash the rich individuals are making is extremely prevalent that it makes the normal really high. Clarify the ideas of fundamental PPP. PPP represents Purchasing Power Parity and it is characterized by various units of an ountrys cash expected to purchase similar measures of products and ventures in a nation as $1JS1 would purchase in the United States. PPP looks at a wide scope of products and enterprises, including food, transport, garments and lodging. It gives a proportion of what individuals can really manage the cost of paying little mind to the nearby worth and swapping scale of their money. Clarify why the three factors used to compute the PQLI were picked. The three factors: proficiency, future and baby mortality were utilized to compute the PQLI on the grounds that they are three markers of personal satisfaction that were believed to be especially significant. Proficiency rates are connected to the degree of training the populace is accepting, future is connected to how well the wellbeing of the populace is and how best in class the specialists are and newborn child mortality shows how best in class the human services is. How does the HDI contrast from the PQLI? HDI (Human Development Index) utilizes three measures to create list and two of the three measures are the equivalent: proficiency and future. Be that as it may, instead of utilizing baby mortality, the HDI utilizes GDP per capita on a PPP premise. This was done to adjust the social proportions of improvement with a financial matters measure, as control f individual assets and riches was viewed as a significant part of people’s personal satisfaction. 5. What is your favored pointer of improvement? My favored pointer of improvement is Literacy rate since that disclose to us whether the populace is instructed or not, in the event that it is, at that point the vast majority of then could find a nice Line of work, in this way they can have a fair existence with assets at their span. A few people could have great Jobs since they were allowed to learn and get instruction. When there is a high proficiency rate in a nation, one can tell that the human services will be progressed in light of the fact that the training is acceptable. Thusly there will be low demise rates and high future. 2/11/2013 Why individuals who live in provincial region powerless to food frailty: they rely upon agribusiness for food, they have constrained elective wellsprings of salary or business (for instance: floods and dry seasons) and they are defenseless against emergency, inclined to normal sicknesses, rely upon cultivating, The key issues with respect to Child and Female craving: one kid is kicking the buc ket at regular intervals of yearning, kid hunger is acquired, they lose their interest, inspiration and even the will to play, many leave school rashly, stops physical and mental development. Ladies are the essential food makers however they are more influenced by yearning and neediness than men, 7 out of 10 of the world’s hungry are ladies and young ladies, their craving is the motivation behind why we have a low birth-weight youngster. 2. Peruse: the root of abberations, day to day environments and land possession p. 33 Poverty stays on the planet in spite of financial development in numerous areas, the world is more inconsistent than it was 10 years prior. NICs (Newly Industrializing Countries, for example, South Korea and Taiwan have a very significant level of GNP per capita. Step by step instructions to refer to Geography-Development, Papers

Friday, August 21, 2020

Marriott Corporation: the Cost of Capital Essay

Dan Cohrs of Marriott Corporation has the significant assignment of deciding right obstacle rates for the whole organization just as every individual business portion. These rates are instrumental in figuring out which future undertakings to seek after and in this way essentially significant for Marriott’s development direction. This case investigation looks to inspect Marriott’s money related methodology in correlation with its development objectives just as assess a nitty gritty breakdown of Marriott’s cost of capital †both divisionally and in general. Monetary Strategy and Growth Marriot’s current budgetary methodology is in accordance with its general objective of consistent development. By building and afterward expeditiously offering their lodgings to constrained accomplices, the organization recovers its expenses very quickly. They at that point run the lodgings, taking a 20% cut of the benefits notwithstanding a 3% the executives expense. This outcomes in quick, stable returns, which is useful for proceeded with development. They may run into issues with overexpansion later on, yet for the present, their methodology is sound. Different components of Marriott’s monetary methodology are likewise in accordance with their general objectives. By looking for ventures that would expand investor esteem and repurchasing underestimated shares, they guarantee that the estimation of their value doesn't diminish. At the point when combined with the utilization of obligation in the company’s capital structure, they are making a decent system for future development. Cost of Capital †Lodging and Restaurant Divisions We start with an investigation of obstacle rates for the Lodging and Restaurant divisions, for which open equivalent organization figures are given, to once more into cost of capital for Contract Services in the following area, for which open comparables are not accessible. Café D/V D/E ÃŽ ²lev ered ÃŽ ²unlev ered Church’s Chicken 4.0 % 0.04 0.75 0.73 Frisch’s 6.0 % 0.06 0.60 0.58 Collins Foods 10.0 % 0.11 0.13 0.12 Luby’s Cafeterias 1.0 % 0.01 0.64 McDonald’s 23.0 % 0.30 1.00 0.86 Wendy’s Int. 21.0 % 0.27 1.08 0.94 Rf 8.72 % Market Premium 7.92 % Middle ÃŽ ²unlev ered 0.685 Target Debt % 42 % ÃŽ ²lev ered 0.962 Cost of Equity 16.57 % Cost of Debt 10.52 % WACC 12.08 % Housing D/V D/E ÃŽ ²lev ered ÃŽ ²unlev ered Hilton 14.0 % 0.16 0.88 0.81 Occasion 79.0 % 3.76 1.46 0.47 La Quinta 69.0 % 2.23 0.38 0.17 Ramada 65.0 % 1.86 0.95 0.47 Rf 8.95 % Market Premium 7.92 % Middle ÃŽ ²unlev ered 0.468 Target Debt % 74 % ÃŽ ²lev ered 1.213 Cost of Equity 18.56 % Cost of Debt 10.05 % WACC 8.98 % For these two divisions, we found the unlevered beta for each organization in the division’s peer set, at that point relevered the middle of this set as for Marriott’s target obligation level of 74% and 42% for Lodging and Restaurant divisions, individually, as an intermediary for Marriott’s Lodging turned beta. The hazard free rates depend on U.S Treasury loan costs: we utilized the 30-year for Lodging and the 10-year for Restaurant because of the life span of the benefits in each particular division. Housing resources comprise generally of land and have lives spreading over decades, while eateries are bound to have an actual existence cycle more like 10 years. The geometric normal in 1987 for the spread between the S&P 500 and U.S. Government Bonds at 7.92% is utilized as the market chance premium in all cases, and the expense of obligation is determined by including the obligation rate premium for every division to each division’s hazard free rate. A duty pace of 44.1% is extrapolated by partitioning personal assessment cost by EBT in the authentic financials. With the whole foundation set up, we can compute each division’s cost of value through the CAPM model: Cost of Capital †Contract Services Division Similar organizations are not given for the Contract Services Division, however data about the division can be backsolved utilizing some straightforward variable based math as we are given Marriott’s accounting report breakdown by portion in Exhibit 2: Since it is given that Marriott’s unlevered beta is .97, its expense rate is 44.1%, and has 60% obligation in its capital structure, we can unlever to consider that To be as a whole firm has an unlevered beta of .79. Expecting that Marriott’s unlevered beta can be determined as a weighted normal of its divisions’ betas dependent on recognizable resources, we can discover Contract Services unlevered beta by unraveling: Using some variable based math, this yields an unlevered beta of 1.55 for Contract Services. Relevering with the 2/3 wanted obligation to-value proportion yields a turned beta of 2.13. This time, we utilize the 1-day chance free rate because of the significantly shorter life expectancy of agreements. Cost of Capital †Marriott as a Whole There are a few different ways to approach Marriott’s cost of capital as a whole firm. One route is to utilize CAPM to discover its expense of value, long haul financing costs for the expense of obligation, and gauge as per its capital structure to discover WACC. Under this technique, we switch the recently discovered firm-wide ÃŽ ²U of .79 to the ideal 3/2 obligation to-value proportion to discover an expense of value of 17.12%. Next, we apply the CAPM utilizing the 10-year Treasury for 1987 Assets % of all out ÃŽ ²unlev ered Housing 2777.4 60.6 % 0.47 Agreement Services 1237.7 27.0 % Cafés 567.6 12.4 % 0.68 All out 4582.7 100.0 % Agreement Services Rf 6.90 % Market Premium 7.92 % ÃŽ ²unlev ered 1.550 Target Debt % 40 % ÃŽ ²lev ered 2.131 Cost of Equity 23.78 % Cost of Debt 8.30 % WACC 16.12 % the hazard free rate and the one-year math return for 1987. We utilize the number juggling as opposed to geometric since CAPM is a one-period model. For Marriott’s cost of obligation, we include the credit spread of 1.3% to the ten-year Treasury yield of 8.72%. Connecting every one of these factors to CAPM, we show up at a WACC of 10.53%. Another technique to discovering Marriott’s cost of capital is by taking a weighted normal of its three portions. Since its three sections have diverse plans of action †it might be useful to consider the to be of capital as a blend of its three divisions instead of a total Marriott unit. Gauging every division by similar loads in the Contract Services segment, we compute that WACC is 11.3% a few things to note on Marriott’s firm-wide expense of capital are noted here. Marriott’s WACC measures the expense of capital for the entire Marriott Corporation. Marriott has three lines of business â€each line of administrat ion has its extraordinary expense of obligation and beta, so while esteeming interests in those three help lines, we would utilize their own WACC as opposed to utilizing Marriott’s WACC. In the event that the firm just uses one obstacle rate for assessing speculation openings in each line of business, it might acknowledge or dismiss some venture inappropriately. From the inquiry underneath we previously found that the WACC for housing and cafés isn't the equivalent. So for instance, if simply utilizing one obstacle rate, as 10%, to assess the undertaking among these two line of administration, the housing administration may dismiss this task while the café administration may acknowledge it. Addendum The following are the expenses of value, obligation, and capital for all of Marriott just as its three divisions. Weight WACC Housing 0.60606 8.98 % Agreement Services 0.27008 16.12 % Eateries 0.12386 12.08 % 11.30 % Agreement Marriott Lodging Restaurant Services Cost of Debt 10.02 % 10.05 % 10.52 % 8.30 % Cost of Equity 17.12 % 18.56 % 16.57 % 23.78 % Cost of Capital 10.53 % 8.98 % 12.08 % 16.12 %

Looking Fo Alibrandi :: essays research papers

Growing up is unpredictable, particularly in a general public with various social foundation. This is the significant issue the novel â€Å"Looking for Alibrandi† talks about. A reasonable view through the eyes of a seventeen-year old Italian young lady, Josephine is introduced. Josephine’s like numerous young people that have gained from their slip-ups. This is the long street that everyone gets while becoming together. Figuring out how to turn into a grown-up has a wide range of duties and each youngster needs to manage these issues. When they pass a specific age various duties must be managed. Dealing with yourself is important before you can start to help other people. Most young people need to recognize what they need. In reference to â€Å"Looking for Alibrandi† Josephine experienced difficulty paying attention to her obligations. Either being a school skipper for instance, on school sports day Josephine should take care of a gathering of understudies yet rather went to the city with her companions. Her objective in life was to turn into an attorney and in the wake of getting a grant she had a go at everything to get great imprints. Anyway she didn't have a clue how to be full grown before grown-ups. She continued demonstrating that she was youthful by the manner in which she acted with her folks, Sister Gregory, grandma and her sweetheart. Before the finish of the novel Josephine thinks about the manner in which she has acted consistently and why she has acted that way. The connections inside a family impact the manner in which a youngster grows up. Youngsters who grow up without either parent will need some portion of their growing up. For example a male growing up without a dad passes up male friendship. Without a mother he will do not have a piece of his mindful side. Then again a girl growing up without her mom will miss the fixing and caring side, fundamentally a moms love. In the event that she where to grow up without a dad she would make some befuddling memories attempting to identify with most men and the assurance of a dad around. In Josephine Alibrandi’s case she never realized what it resembled to have a dad around. In certain pieces of the novel she describes when she felt he was required most. There is the contention between the Italian social customs and qualities contrasted with the Australian lifestyle. Growing up can be troublesome and befuddling attempting to adjust starting with one culture then onto the next.

Saturday, June 20, 2020

10 Things We Love Most About 529 Plans

According to a report released this week from technology company Greenwood Hall, 55 percent of college graduates believe that the value of a degree is worth less today than it was 10 to 15 years ago. Yet Bloomberg and Pew Research claim theyï ¿ ½re wrong, and we couldnï ¿ ½t agree more. In fact, Pew released an analysis just last year that revealed Millennials with a four-year degree earned $17,500 more per year than those who only had a high school diploma. This earnings gap has nearly doubled in the last fifty years. Itï ¿ ½s no surprise that as the value of a degree rises, so does the price. Getting to college without going into excessive debt isnï ¿ ½t easy, but itï ¿ ½s also not impossible. Here are 10 reasons why we think 529 plans are the most effective way for families to save for college. 1. Federal Tax Benefits In a 529 plan, earnings grow federal tax-free and avoid being taxed when the money is taken out to pay for college. Other savings vehicles, such as mutual funds, will give up a portion of their earnings to annual income taxes and also get hit with a capital gains tax at withdrawal. This has been a huge incentive for Americans to save for college. Since the tax benefits were made permanent by the Bush tax cuts in 2001, total assets in 529 plans have risen by over $200 billion. 529 plans and their tax benefits are here to stay Photo credit: Can Stock Photo 2. State Tax Benefits In addition to the federal tax savings, 34 states, including the District of Columbia, currently offer residents a full or partial tax deduction 529 plan contributions. Residents of Arizona, Kansas, Maine, Missouri, Montana and Pennsylvania can use any stateï ¿ ½s 529 plan, but the rest must invest with their home stateï ¿ ½s plan to be eligible for a benefit. Itï ¿ ½s never too late - you generally can claim your state tax benefit no matter how long the money has been in your 529 account, so itï ¿ ½s a smart idea to continue contributing until youï ¿ ½ve paid your last tuition bill. Find 529 plans in your state Photo credit: Can Stock Photo 3. You can invest in almost ANY stateï ¿ ½s plan This is true no matter what state you live in. You should always start by looking at your home stateï ¿ ½s plan in case it offers a tax break for residents. Yet even if your home state offers a tax deduction, you might still want to shop around if high fees or poor investment performance are outweighing the benefit. Compare 529 plans Photo credit: Can Stock Photo 4. You can save for just about any type of college 529 funds can be withdrawn tax-free to pay for almost any post-secondary education. This includes traditional universities, community colleges, vocational schools and even some foreign universities. 529 beneficiaries do not have to attend college in the state where their 529 plan is based. 5 types of students who benefit 529 plans Photo credit: Can Stock Photo 5. Flexibility In most cases, a 10% penalty fee along with income tax will be applied to 529 withdrawals spent on non-qualified purchases. There are special exceptions to the penalty in the case of the beneficiaryï ¿ ½s death or disability, or when they earn a scholarship or decide to attend a U.S. Military Academy. If the original beneficiary decides not to go to college or just doesnï ¿ ½t use all of the funds, you can always change the beneficiary to another relative who is planning to attend college. Common 529 plan misconceptions Photo credit: Can Stock Photo 6. No income limits Unlike other popular savings vehicles used to save for college, you can invest with a 529 plan no matter what your household income is. Married couples filing jointly must have an income less than $181,000 to contribute the maximum amount to a Roth IRA. To contribute the maximum amount to a Coverdell ESA, married couples filing jointly must have annual income less than $220,000. Compare savings options Photo credit: Can Stock Photo 7. No annual contribution limits Contributions up to $14,000 per individual qualify for the annual gift tax exclusion. Those looking to give a larger amount can utilize as much as $70,000 in annual gift tax exclusions when they elect to treat the contribution as if it were made over a five-year period. There are limits to the amount you can contribute over the entire life of a 529 plan, which vary by state, ranging from $235,000 to over $400,000. 10 rules for superfunding a 529 plan Photo credit: Can Stock Photo 8. Simplicity To enroll in a plan, simply visit the planï ¿ ½s website or contact your financial advisor. Most plans allow you to ï ¿ ½set it and forget itï ¿ ½ with automatic investment plans that link to your bank account, or payroll deduction plans. With many plans, minimum contributions are as low as $25 per month when you sign up for automatic deposits. [PODCAST] Getting started with a 529 plan Photo credit: Can Stock Photo 9. Low fees 529 plans have been growing in recent years, causing plan management fees as a percentage of assets to decline. Fees have also been dropping as a result of investment companies competing for the right to manage the funds in 529 plans. Whatï ¿ ½s more, many direct-sold plans are made up of passively managed index funds, which tend to have much lower expense ratios than actively managed funds. Find the lowest-cost 529 plan Photo credit: Can Stock Photo 10. Smart choice for financial aid Assets in a 529 plan owned by a student or their parent are considered parental assets, which have less of an impact on financial aid eligibility than student assets or income. Funds withdrawn from these 529 plans to pay for college are not counted as income on the following yearï ¿ ½s FAFSA. But this is not true for Roth IRAs or grandparent-owned 529 plans. While assets in these accounts will not be counted on the FAFSA, when money is withdrawn to pay for college will be included with the studentï ¿ ½s base-year income. How 7 different assets can affect your financial aid eligibility Photo credit: Can Stock Photo According to a report released this week from technology company Greenwood Hall, 55 percent of college graduates believe that the value of a degree is worth less today than it was 10 to 15 years ago. Yet Bloomberg and Pew Research claim theyï ¿ ½re wrong, and we couldnï ¿ ½t agree more. In fact, Pew released an analysis just last year that revealed Millennials with a four-year degree earned $17,500 more per year than those who only had a high school diploma. This earnings gap has nearly doubled in the last fifty years. Itï ¿ ½s no surprise that as the value of a degree rises, so does the price. Getting to college without going into excessive debt isnï ¿ ½t easy, but itï ¿ ½s also not impossible. Here are 10 reasons why we think 529 plans are the most effective way for families to save for college. 1. Federal Tax Benefits In a 529 plan, earnings grow federal tax-free and avoid being taxed when the money is taken out to pay for college. Other savings vehicles, such as mutual funds, will give up a portion of their earnings to annual income taxes and also get hit with a capital gains tax at withdrawal. This has been a huge incentive for Americans to save for college. Since the tax benefits were made permanent by the Bush tax cuts in 2001, total assets in 529 plans have risen by over $200 billion. 529 plans and their tax benefits are here to stay Photo credit: Can Stock Photo 2. State Tax Benefits In addition to the federal tax savings, 34 states, including the District of Columbia, currently offer residents a full or partial tax deduction 529 plan contributions. Residents of Arizona, Kansas, Maine, Missouri, Montana and Pennsylvania can use any stateï ¿ ½s 529 plan, but the rest must invest with their home stateï ¿ ½s plan to be eligible for a benefit. Itï ¿ ½s never too late - you generally can claim your state tax benefit no matter how long the money has been in your 529 account, so itï ¿ ½s a smart idea to continue contributing until youï ¿ ½ve paid your last tuition bill. Find 529 plans in your state Photo credit: Can Stock Photo 3. You can invest in almost ANY stateï ¿ ½s plan This is true no matter what state you live in. You should always start by looking at your home stateï ¿ ½s plan in case it offers a tax break for residents. Yet even if your home state offers a tax deduction, you might still want to shop around if high fees or poor investment performance are outweighing the benefit. Compare 529 plans Photo credit: Can Stock Photo 4. You can save for just about any type of college 529 funds can be withdrawn tax-free to pay for almost any post-secondary education. This includes traditional universities, community colleges, vocational schools and even some foreign universities. 529 beneficiaries do not have to attend college in the state where their 529 plan is based. 5 types of students who benefit 529 plans Photo credit: Can Stock Photo 5. Flexibility In most cases, a 10% penalty fee along with income tax will be applied to 529 withdrawals spent on non-qualified purchases. There are special exceptions to the penalty in the case of the beneficiaryï ¿ ½s death or disability, or when they earn a scholarship or decide to attend a U.S. Military Academy. If the original beneficiary decides not to go to college or just doesnï ¿ ½t use all of the funds, you can always change the beneficiary to another relative who is planning to attend college. Common 529 plan misconceptions Photo credit: Can Stock Photo 6. No income limits Unlike other popular savings vehicles used to save for college, you can invest with a 529 plan no matter what your household income is. Married couples filing jointly must have an income less than $181,000 to contribute the maximum amount to a Roth IRA. To contribute the maximum amount to a Coverdell ESA, married couples filing jointly must have annual income less than $220,000. Compare savings options Photo credit: Can Stock Photo 7. No annual contribution limits Contributions up to $14,000 per individual qualify for the annual gift tax exclusion. Those looking to give a larger amount can utilize as much as $70,000 in annual gift tax exclusions when they elect to treat the contribution as if it were made over a five-year period. There are limits to the amount you can contribute over the entire life of a 529 plan, which vary by state, ranging from $235,000 to over $400,000. 10 rules for superfunding a 529 plan Photo credit: Can Stock Photo 8. Simplicity To enroll in a plan, simply visit the planï ¿ ½s website or contact your financial advisor. Most plans allow you to ï ¿ ½set it and forget itï ¿ ½ with automatic investment plans that link to your bank account, or payroll deduction plans. With many plans, minimum contributions are as low as $25 per month when you sign up for automatic deposits. [PODCAST] Getting started with a 529 plan Photo credit: Can Stock Photo 9. Low fees 529 plans have been growing in recent years, causing plan management fees as a percentage of assets to decline. Fees have also been dropping as a result of investment companies competing for the right to manage the funds in 529 plans. Whatï ¿ ½s more, many direct-sold plans are made up of passively managed index funds, which tend to have much lower expense ratios than actively managed funds. Find the lowest-cost 529 plan Photo credit: Can Stock Photo 10. Smart choice for financial aid Assets in a 529 plan owned by a student or their parent are considered parental assets, which have less of an impact on financial aid eligibility than student assets or income. Funds withdrawn from these 529 plans to pay for college are not counted as income on the following yearï ¿ ½s FAFSA. But this is not true for Roth IRAs or grandparent-owned 529 plans. While assets in these accounts will not be counted on the FAFSA, when money is withdrawn to pay for college will be included with the studentï ¿ ½s base-year income. How 7 different assets can affect your financial aid eligibility Photo credit: Can Stock Photo

Tuesday, May 26, 2020

Additional curriculum in Saudi Arabian educational system - 275 Words

Additional curriculum in Saudi Arabian educational system (Essay Sample) Content: ADDITIONAL CURRICULUM IN SAUDI ARABIAN EDUCATIONAL SYSTEM By: Course: Professor: College: Additional curriculum in Saudi Arabian educational system Besides the core curriculum for general education, the visually impaired students need to be instructed and assessed on specific skills in regard to potential problem areas for persons with a visual disability. There is therefore the need of an additional curriculum commonly referred to a special needs curriculum. The special needs policy in Saudi Arabia ensures that all students achieve their potential according to the values of the society and Islamic teachings. Saudi Arabia offers educational opportunities for students with special needs such as the blind and visually impaired (Gaad, 2010, p12). There is no specialized curriculum in the kingdom of Saudi Arabia. The visually impaired students are allowed to learn together with in regular schools in private, public and international schools provided that their academic capabilities correspond with those of regular students (Saudi Arabian Cultural Mission in the United States of America, 2008, p19). Though there are specialized schools with few trainers, the core curriculum is used. The disabled students like the blind and visually impaired need to be given a chance in life; this can be achieved if they are allowed not only to be equal with the regular students but also different by being given extra attention and being provided with the necessary resources. In Saudi Arabia, the schools/centers devoted to dealing with education for the visually impaired are rand...

Monday, May 18, 2020

Apollo Lunar Surface Journal - Free Essay Example

Sample details Pages: 4 Words: 1189 Downloads: 6 Date added: 2019/08/15 Category Society Essay Level High school Topics: Apollo 11 Essay Did you like this example?   The Apollo Lunar Surface Journal is a record of the lunar surface operations conducted by the six pairs of astronauts who landed on the Moon from 1969 through 1972.i The Journal is intended as a resource for anyone wanting to know what happened during the missions and why. The astronauts from Apollo 11 were Neil Armstrong and Buzz Aldrin.ii The Astronauts from Apollo 12 were Charles Conrad Jr. and Alan Bean.iii The astronaut from Apollo 14 was Edgar Mitchell.iv The astronauts from Apollo 15 were David Scott and James Irwin.v The astronaut from Apollo 16 was Charles Duke.vi The astronauts from Apollo 17 were Eugene Cernan and Harrison Schmitt.vii  . Don’t waste time! Our writers will create an original "Apollo Lunar Surface Journal" essay for you Create order The Apollo 11 was the first space mission to land on the moon and the crew members consisted of Neil Armstrong, Buzz Aldrin, and Mike Collins. It took eighty six hours and five and a half lunar orbits to land.viii The whole Apollo 11 mission took 8 days, 3 hours, and 18 minutes.ix There were no seats in the LM, Armstrong and Aldrin were standing, held in place by elastic cords attached to the flooring.x After Apollo 12, scientific considerations were given considerable weight but, for the very first landing, the site was chosen entirely for operational reasons.xi During the Lunar Orbiter missions, the high resolution cameras had been focused on promising sites strung out along a 10-degree-wide band straddling the lunar equator.xii Equatorial sites were of interest because they could be reached with a minimal expenditure of fuel.xiii Sites were also sought at least 45 degrees west of the east limb of the Moon the right edge as seen from the northern hemisphere on Earth because the l anders were going to orbit from east to west and Houston was going to need several minutes of tracking data so that the landing computer could be updated prior to the descent.xiv Eighty six hours and five-and-a-half lunar orbits into the mission, the crew of Apollo 11 settled down for their last rest period before the landing. xv As Jack Schmitt relates in his Apollo 17 commentary, six hours of intermittent sleep in orbit can be as restful as six hours of uninterrupted sleep on Earth and, during the outbound trip from Earth, the Apollo 11 crew had been getting between 9 and 10 hours during each of the rest periods.xvi The final rest before the landing was necessarily a short one, but the three of them each got six hours of deep sleep.xvii When the wake-up call answered by a very groggy Mike Collins came at ninety-three hours into the mission, they were rested for the historic day ahead.xviiiFor sixteen minutes they looked out the windows and timed the passage of landmarks below them (across a scale marked on Armstrongs window) to confirm the tracking data that Houston was getting.xix With Houstons help, they also checked and double checked the health of the LM.xx   They finally successfully landed and crew described what they saw out the window on a radio back to Earth. In all directions, the land was West Texas flat.xxi The circular horizon was broken here and there by the subtle rims of distant craters.xxii In the middle distance, Armstrong and Aldrin could see boulders and ridges, some of the latter perhaps 20 or 30 feet high.xxiii Close at hand, a hodgepodge of craters pockmarked the surface; and there were small rocks and pebbles scattered everywhere.xxiv It was a flat, level site but, as with Australias Nullarbor (Latin for Treeless) Plain, small variations gave the surroundings a subtle beauty of its own.xxv And, of course, because this was the very first landing on the Moon, everything was of enormous interest.xxvi However, before Armstrong and Aldrin could pay much attention to the view or think about going outside themselves, they had to be sure that they had a healthy spacecraft and that the navigation computer was properly loaded wi th the information needed to get them back to orbit for a rendezvous with Collins.xxvii Finally, two hours after the landing, they and the NASA engineers were satisfied that the LM was ready to come home and, therefore, that it was safe to stay for a while. xxviii Six and a half hours after landing Armstrong took the first step outside of the spacecraft to make the well known one small step.xxix The soil was very fine grained and had a powdery appearance and, once he stepped down, his boot sank perhaps a couple of inches, making a sharply defined print.xxx Because of the Moons relatively weak gravity field (one-sixth as strong as Earths), Armstrongs total weight half astronaut, half suit and backpack was only about sixty pounds.xxxi Movement wasnt particularly tiring but because of the dramatic upward-shift in his center of mass caused by the backpack, he had to lean forward to keep his balance and it took a few minutes before he could walk comfortably.xxxii Aldrin joined Armstrong out on the surface about fifteen minutes later and for the next hour and forty minutes, the two of them examined the LM, moved the TV camera out about 50 feet, deployed a pair of scientific instruments, and collected more samples.xxxiii   For the first ha lf hour or so, neither Armstrong nor Aldrin did more than a shuffling walk as they went about their work and it was planned, after this initial period of familiarization, for Aldrin to try to take advantage of the one-sixth gravity and try to run.xxxiv Starting from near the LM, he first ran toward the TV camera, rolling from foot to foot in a loping or, as Jack Schmitt calls it, a cross-country skiing stride.xxxv Then as he turned and ran back toward the LM, he used the same gait again but twice changed direction by sticking a foot out to the side and pushing off of it, rather like an American football running back.xxxvi Coming back toward the camera for a second time, he tried a kangaroo hop but decided that it didnt give him as much fore/aft stability as he got with the loping gait.xxxvii The Apollo 11 Lunar Surface Journal can be believed because not only does it include written statements from the astronauts, but also photos taken on the moon and recordings and audio taken from the crew members during the flight, although many people would say that the moon landing was faked by the government.xxxviii Many things can be learned about the society that produced this journal. Nations got really competitive to put the first man on the moon. How much effort put into this journal and the enthusiasm felt through this journal can show how proud the nation felt about getting the first man on the moon. This journal is really important and interesting. It shows how much hard work and technological advances went into being able to go to the moon and how far the government is willing to take a competition using taxpayers money. This journal also highlights the differences between the first trip to the moon and space travel now.